This publication surveys the experiences of seven countries — Armenia, Azerbaijan, Georgia, Kazakhstan, the Kyrgyz Republic, Tajikistan, and Uzbekistan — to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs, and financial regulatory frameworks.
The publication is available in English here: https://www.adb.org/sites/default/files/publication/497776/adbi-financial-inclusion-regulation-literacy-education-central-asia-south-caucasus.pdf
Image: The Asian Development Bank Institute. Publication “Financial Inclusion, Regulation, Literacy, and Education in Central Asia and South Caucasus”