Authors state that recent financial technologies (fintech) can improve supply chain finance efficiency. They therefore propose a conceptual and analytical framework to study how fintech can close the financing gap by reducing information friction.
The working paper classifies fintech into two categories: information processing technology (Type-A) and information collecting technology (Type-B) and find that both help close the financing gap by lowering the probability of misclassification of good firms as bad.
The document is available for download in English the following link.