In this section, articles, expert opinions and other material compiled by Central Asian and other experts dedicated to questions related to financing and serving micro, small and medium businesses in Central Asia are published.
| Author: | |
| Date of publication: | 30-09-2021 |
| License: | Copyright IPC GmbH, 2020 |
This series of video lessons gives the fundamentals of portfolio risk analysis, a key branch of credit risk management in financial institutions. The series will cover the essentials that everyone who is interested in understanding how to manage the credit risk portfolio in a bank or MFI.
| Author: | RSBP for Central Asia |
| Date of publication: | 22-06-2021 |
| License: | Copyright RSBP CA, 2021 |
| Access: | Public |
The analysis of qualitative indicators in lending to micro, small and medium-sized enterprises is of great importance. It is an essential part of the analysis and as important as collection and analysis of financial results. Moreover, a comprehensive and meaningful analysis of financial indicators is only possible if the current situation of a business and its qualitative characteristics are fully understood.
In this article, we discuss the main qualitative factors to be considered when taking lending decisions on MSME clients, we provide examples of risks relating to qualitative criteria, and give recommendations for conducting qualitative analyses.
| Author: | RSBP for Central Asia |
| Date of publication: | 24-05-2021 |
| License: | Copyright RSBP CA, 2021 |
| Access: | Public |
In addition to traditional loans, leasing should be considered as a strategic tool to finance micro, small and medium-sized enterprises (MSMEs). Although it is a well-known instrument for financing the acquisition of all types of equipment in countries around the world, in emerging markets, it is generally more accessible to larger companies than to MSMEs. This paper lays out a number of strategies and recommendations that leasing companies and other investors should follow in order to implement policies and procedures conducive to growing access to finance for MSMEs by means of leasing.
This publication will cover key aspects of developing a leasing business, including marketing, design, risk approaches, processes, repossession, and others.
| Author: | RSBP for Central Asia |
| Date of publication: | 23-02-2021 |
| License: | Copyright RSBP CA, 2021 |
| Access: | Public |
Understanding the specifics of each individual field/line of business allows you to conduct the first client meeting more effectively and competently, in the course of which you can determine the potential client’s needs taking into account the type of business, assess the prospects of cooperation with the client, and prepare him/her for the more detailed business analysis, and, more importantly, to conduct a meaningful and high-quality business analysis.
This article focuses on the analysis approach used for the following types of business activity - production, trade, and services.
| Author: | RSBP for Central Asia |
| Date of publication: | 21-12-2020 |
| License: | Copyright RSBP CA, 2020 |
| Access: | Public |
This document aims to show how a value chain-focused approach, which includes understanding value chains and the position of SMEs in those value chains—often in relation to larger anchor businesses—can enable financial institutions to expand SME finance outreach and profitability.